GEMMA CATTO - CLIENT SERVICES ASSOCIATE

I've always been curious about money and how it can help people create the life they want. For me, finances have never just been about dollars and cents, it's about having choices, feeling secure, and finding a balance between working hard and enjoying life. I've always believed that we should work to live, not live to work, and that mindset is what sparked my interest in the financial services industry. I believe that family and health are true wealth, and that having the right financial support can help protect both.

Before joining HPH Solutions, I spent 16 years running my own business before moving into retail management, where I worked as a manager for six years. Those experiences taught me the importance of building genuine relationships, understanding people's needs, and providing great service.

Over the years, I found myself becoming more interested in personal finance and the positive impact good financial advice can have on people's lives, which inspired me to make the move into financial services. Outside of work, I'm a proud mum to two amazing children, aged 20 and 17. They have taught me so much about planning ahead, adapting to life's changes, and appreciating the importance of family, health, and balance. I enjoy connecting with people, learning new things, and helping others feel supported and confident.

I'm thrilled to be part of the HPH Solutions team and look forward to learning from such a knowledgeable group of professionals. I'm excited to build lasting relationships with our clients, continue growing in my new career, and play a small part in helping people feel more confident about their financial future.