FINANCIAL PLANNING ARTICLES
The role of bonds in a diversified investment portfolio
Taking a global approach to bond investing allows for diversified portfolios that can more reliably deliver investment outcomes.
Matt Hern – Spending money on convenience
Recently our very own Matt Hern chatted with Christine Layton on ABC Radio about the things we spend money on out of convenience.
Is investing in property right for you?
It’s no secret that Aussies love investing in property. But is property investing all it’s really cracked up to be? And is it right for you? We break it down here.
5 important life admin tasks people never get around to doing (but should)
For many of us, the year starts now. And that makes this a good time to tackle five important life admin tasks that most of us never get around to doing.
Welcome to the team Cindy Chiuman
While we were sad to lose Michael Pyne’s Associate Murray Clarke to another role, we were thrilled to welcome Cindy Chiuman on board as his replacement.
9 lessons from 2021 we’ll be taking into 2022
I asked some of our HPH team members what lessons from 2021 they would be taking into 2022. Here’s what they shared.
5 tips for a more sustainable Christmas
One of the things many of us love about Christmas is that it’s traditionally a time of generosity and giving. But unfortunately, it’s also a time where there is huge potential for waste.
5 great Christmas gifts for people who already have everything
We all have people in our lives who can buy themselves anything they want. This makes them hard to buy gifts for! Here are five gift ideas for those people.
9 books our team love that you could give someone for Christmas
Scratching around for Christmas gift ideas for someone special? It’s always hard to go past a good book. Here are nine favourites from our team.
Beyond work: How will you spend your days when you retire?
When individuals are unhappy in their work lives, they focus more on what they are ‘retiring from’ rather than what they are ‘retiring to’.
GESB West State – a very SUPER account
GESB West State is an untaxed super scheme that was available to WA public sector employees prior to April 2007. It runs on a different set of rules compared to your average superannuation account.
Welcome to the team Dylan Renoux
With our adviser team growing steadily and supporting more clients, it became necessary to provide our paraplanner Tom with greater support in his work.
Should business owners contribute to Super? This case study says yes
Alice and Max’s business was thriving. But then the unthinkable happened – Max passed away suddenly leaving Alice with a business to run.
5 things every small business owner should know about super
While there are situations where paying super can be a low priority for small business owners, here are five reasons why you should give it close consideration
Welcome to the team Elaine Forrester
With our business growing at a significant rate, it became clear we needed a dedicated person to manage the compliance side of things.
5 ways to be hopeful when times are hard
Hope doesn’t pretend challenges don’t exist. It acknowledges that things are hard, but works to provide a way to keep moving forward.
Explainer: Should I fix my home loan interest rate?
When interest rates are low (as they are right now), one of the most common conversations we find ourselves having is whether ‘now’ is a good time to fix home loan interest rates.
Personal finance – what’s your greatest fear?
When asked this question in our annual client survey, our clients shared their greatest fear was ‘Not having enough money to live comfortably in retirement’.
7 ways to invest in yourself for maximum life returns
An often overlooked aspect of Health, Prosperity and Happiness for life is making an investment in yourself. Here are 7 ideas for doing that.
6 things people think they need financial advisors for (that they don’t)
Here are six areas where people working with financial advisors think they’re getting value for the money they’re spending, versus where the real value lies.
The stupidest thing you can do with your money
A highly prevalent misconception in investing is that if you have access to the smartest people who have access to the best data, you can beat the market.