Few financial concerns create more uncertainty than the possibility of outliving retirement savings. Many Australians approaching retirement question whether their superannuation balance will provide sufficient financial support across later life. […]
What happens if I retire with not enough super? Read More »
The government has announced it will make some practical changes to its proposed tax changes for people with large super balances (over $3 million) that will now take effect from 1 July 2026.
What’s changing?
Is it better?
What do you need to do?
Changes to How Super Earnings are Taxed for Large Balances Read More »
The FIRE movement: Financial Independence, Retire Early, has captured global attention over the last decade. Originating in the US, FIRE is about saving and investing aggressively so you can step
Financial Independence, Retire Early (FIRE): What It Means for Australians Today Read More »
What it is: A proposed additional 15% tax on a portion of superannuation earnings, including unrealised capital gains, for individuals whose total superannuation balance (TSB) exceeds $3 million (this threshold is not indexed)
Advice regarding income tax considerations for wealth accumulation needs to very personalised, as do the investments selected.
Income tax considerations for wealth accumulation Read More »
Superannuation isn’t automatically tax-free when passed on to beneficiaries, especially if those beneficiaries are your adult children or other non-dependants.
How to minimise the tax adult children and non-dependants pay on inherited super Read More »
The Australian Government has announced a significant change to superannuation taxation, set to commence on 1 July 2025.
Proposed new superannuation tax: What you need to know Read More »
As June 30 approaches, it’s a great time to review your superannuation contributions. Making the most of your before- after-tax contributions can boost your retirement savings.
EOFY Super Guide: What to do now, based on your age Read More »
This case study shares a client strategy we conceived to reduce their assessable capital gain by $1 million, while reducing future tax burden on their children.
Case Study: Sale of investment property and superannuation Read More »
The start of May is a good time for individuals to consider opportunities to claim tax deductions on additional superannuation contributions.
End of financial year Super strategies for individuals Read More »
If you pay your advice fees directly from a super or investment platform, GST will be collected differently from 1 July.
GST changes on adviser service fees Read More »
The 2023 Federal Budget was handed down on Tuesday 9 May 2023. Here’s a quick overview of what the proposed measures and packages will mean for you.
2023 Federal Budget – What it means for you Read More »
GESB West State is an untaxed super scheme that was available to WA public sector employees prior to April 2007. It runs on a different set of rules compared to your average superannuation account.
GESB West State – a very SUPER account Read More »
Alice and Max’s business was thriving. But then the unthinkable happened – Max passed away suddenly leaving Alice with a business to run.
Case study: Should business owners contribute to Super? Read More »
While there are situations where paying super can be a low priority for small business owners, here are five reasons why you should give it close consideration
5 things every small business owner should know about super Read More »
