Category: More Personal Time

Retirement Planning: An HPH Solutions Case Study

Recently, we shared a client case study that showed how Investments and Superannuation strategies can be utilized to work in your favour. Today we will be presenting you with a case study similar to our previous one which discussed Retirement Planning. However, we will be focusing on maximising Super Contributions to reach our goal. Our client […]

Investment and Superannuation Strategy: An HPH Solutions Case Study

We discussed Personal Retirement Planning on our previous case study. Today we’ll be looking at another client case study about Investment and Superannuation Strategy and how essential it is to planning and creating a stable retirement fund. In some recently released results from “The Australia Talks National Survey” of more than 50,000 Australians, it was […]

Latest Survey Reveals What’s Important to Our Clients at HPH Solutions

Being financial advisors, we are always working to improve the financial lives of our clients.  Principally, our work revolves around assisting our clients to achieve financial security and fulfill their higher goals in life. We recently wrote about insights on what consumers think of financial advice and of the advisors who deliver it based on a […]

Who seeks financial advice and why?

A recent report by ASIC (Australian Securities & Investments Commission) has shed some light on what consumers think of financial advice and of the advisors who deliver it. The report explored the use of financial advisors, and attitudes towards them. Results reveal that people who have already sought advice, or intend to, are more likely […]

How’s Your Balance?

You wouldn’t expect a business to run without the CEO keeping a close eye on the numbers.  Having good and regular oversight on the company’s financials is essential.  After all, good decisions require good information. Is it any different for people when it comes to household finances? No. Well, it shouldn’t be. So just as […]

Great financial planning finally has a value: 23 per cent more in retirement

Financial planners are familiar with alpha and beta as drivers of long-term investment portfolio returns; but now there’s a third letter to add to the lexicon – gamma – and according to Morningstar, it’s the value created that can be directly attributed to sound financial planning. Portfolios optimised using five techniques identified by David Blanchett, […]

Future Testing

Much financial news purports to be about the future but is really just an account of the past. As a result, many investors project what has already happened onto an imagined future. There’s another way of framing this problem. It’s understandable that investors, with the help of a necessarily short-term-focused media, will tend to focus […]