I was never a mechanically-minded kid. At the start of year 9 in school, all students were required to choose from a list of elective classes.  The options were woodwork, metalwork or typing.  Every other boy in my year 9 class chose woodwork or metalwork. I chose typing. This wasn’t due to any foresight about […]

With the level of consumer debt skyrocketing and the cost of housing, education, and health care increasing at double-digit rates, younger generations are facing unprecedented challenges to achieving economic security and financial independence.  Therefore, helping our youth to learn effective money management skills, and to adopt good financial habits and attitudes, is more important than […]

Do you desire to be rich?  The word “rich” can be defined as “possessing great material wealth,” and it can also be defined as that which is “abundant, meaningful, and significant.”  Therefore, which kind of wealth do you desire the most?  Do you want to experience a life of riches or a rich life? Author […]

Money is not good or bad or evil. Money simply is. It’s a marker for the value that you created for someone else. It holds no power on its own. Without you it is nothing. With you it is simply an enabler. What you do with it is your choice, and it’s how you bestow whatever […]

Here’s a roundup of some of the key proposals put forward in last night’s Federal Budget. We take a look at how they might affect your financial goals — whether you’re starting out in your working life, building a career, having a family, or moving toward or living in retirement. Remember, at this stage these […]

Yes, it’s the time of year again when all those blokes that can grow a decent moustache, have an excuse to nurture a hairy upper lip.  Not sure if anyone here at HPH is going to grow one but given the clean-shaven faces and today being the first of the month, my guess would be […]