What it is: A proposed additional 15% tax on a portion of superannuation earnings, including unrealised capital gains, for individuals whose total superannuation balance (TSB) exceeds $3 million (this threshold is not indexed)
The Federal Government has passed the Aged Care Act 2024, introducing the most significant reforms to Australia’s aged care system in over a decade. Designed to improve quality, fairness, and sustainability, these changes will affect both home care and residential aged care fees and will take effect from 1 November 2025.
Aged Care Reforms: What You Need to Know Before November 2025 Read More »
Retirement planning is rarely straightforward, and when one partner reaches Age Pension age before the other, the rules can feel even more complicated. But with the right strategies, couples can often qualify for more and make their money go further without compromising on lifestyle.
Maximising your Age Pension: How couples with an age gap can plan smarter Read More »
Retirement is not just an endpoint; it is a significant life transition that requires thoughtful planning. For many Australians, one of the most critical stages in this journey is moving from the accumulation phase, when you’re building your super, to the pension phase, when you start drawing an income from your savings.
Transitioning to Retirement: Smart Strategies to Overcome Challenges and Maximise Income Read More »
Rob Pyne sits down with Nick Perrett, CEO of Yarra Lane Group, to explore how financial advice firms can harness AI agents and robotic process automation (RPA) to revolutionise their operations.
Rob Pyne sits down with Andrew Dunbar, Director of Apt Wealth Partners, and Abbie Gellatly, Head of People and Culture, to explore how one of Australia’s most awarded advice firms is preparing for the future of financial planning.
As $3.5–$5 trillion in intergenerational wealth shifts hands, learn how smart inheritance planning in WA can safeguard your legacy and avoid legal risks.
The great wealth transfer is here Read More »
Rob Pyne sits down with Philip Palaveev, CEO of The Ensemble Practice, to explore how leadership in advisory firms must evolve—from founder-led solo acts to collaborative, team-based enterprises.
The Trusted Adviser Episode 22: Philip Palaveev on G2 Leadership Read More »
Advice regarding income tax considerations for wealth accumulation needs to very personalised, as do the investments selected.
Income tax considerations for wealth accumulation Read More »
Superannuation isn’t automatically tax-free when passed on to beneficiaries, especially if those beneficiaries are your adult children or other non-dependants.
How to minimise the tax adult children and non-dependants pay on inherited super Read More »
Rob Pyne speaks with Terri Reid—business coach, consultant, and former financial planner—about the human side of leadership in advice firms.
The Trusted Adviser Episode 21: Terri Reid on Growing Stronger Advice Practices Read More »
With proper planning and smart use of available strategies, early retirement can be much more achievable than it initially appears.
The Australian Government has postponed the rollout of the new Aged Care Act, scheduled for 1 July 2025. The updated legislation will now begin on 1 November 2025.
Aged Care Reform delay: What it means for you Read More »
In this episode of The Trusted Adviser, Rob Pyne speaks with Stephen Bell — former adviser, Enzumo founder, and now the driving force behind Captegra and Hivrs.
The Trusted Adviser Episode 20: Stephen Bell on Process-Driven Technology Read More »
Conflict regularly flares up in the Middle East leading to concerns of a threat to inflation and economic growth via a surge in oil prices like in the 1970s and early 1980s.
The Israel and Iran war: Threat to economies and investment markets Read More »
