In this episode of The Trusted Advisor, Rob Pyne sits down with seasoned finance leader Dan Heckendorf, who brings a wealth of experience from his time as CFO of AZ […]
Financial planning is often viewed as a numbers game. Balance sheets, investment returns, tax strategies, and retirement projections dominate the conversation. Yet beneath the spreadsheets lies an invisible driver that
Identifying Emotional Biases In Financial Planning Read More »
The term ‘Sandwich Generation’ usually refers to people (often in middle age) who are simultaneously supporting (or caring for) both their children (or younger dependents) and their ageing parents (or
Sandwich Generation Pressures: How To Plan When Supporting Kids And Ageing Parents Read More »
Joe, 61, and his wife Jane, 54 (not real names), had recently sold their family farm and were looking for a smart way to manage the proceeds. They wanted to preserve their wealth, reduce future tax obligations, and create a sustainable income stream for retirement. Like many conservative investors, their initial instinct was to keep the funds in cash and prioritising safety over growth.
However, through a structured financial strategy, we helped them move from a purely defensive mindset to a diversified, tax-efficient investment plan designed to protect and grow their wealth long-term.
Case Study: Strategic Wealth Planning After Sale of a Farm Read More »
In this episode of The Trusted Adviser Podcast, host Rob Pyne speaks with Zacary Leeson, Financial Adviser and Director at HPH Solutions, about how the firm has evolved its approach
EPISODE 29: Inside the HPH Client Experience: A Conversation with Zac Leeson Read More »
The government has announced it will make some practical changes to its proposed tax changes for people with large super balances (over $3 million) that will now take effect from 1 July 2026.
What’s changing?
Is it better?
What do you need to do?
Changes to How Super Earnings are Taxed for Large Balances Read More »
As we age, it’s natural for our needs, and the kind of support we require, to evolve. For some, this may mean bringing more help into the home; for others, it could involve considering a move to a retirement village or residential aged care accommodation. Understanding the different pathways and how they interconnect is an important part of planning for this next stage of life.
Navigating Care Options in Later Life Read More »
In this episode of The Trusted Adviser, host Rob Pyne speaks to Nick Downey (Direct Wealth), Patrick Gardner (Advice Intelligence), Stephen Bell (Finura Group), and Glenn Elliott (Meldus) to explore
Over the past decade, Total and Permanent Disability (TPD) claims in Australia have undergone a profound shift. Where once the majority of claims were linked to physical injuries and chronic illnesses, today mental health conditions are among the leading drivers of TPD payouts. This change reflects both the increasing prevalence of severe psychological conditions and a welcome reduction in the stigma around seeking support.
This is an important and telling step for our society. It means people struggling with depression, anxiety, trauma and other mental illnesses are no longer invisible or ignored. The TPD framework is doing its job: providing financial relief when individuals can no longer maintain employment due to health challenges.
The State Of Disability Claims in Australia Read More »
For many Australians, high-interest online savings accounts have been a reliable way to grow cash savings. ING and UBank, in particular, have been long-time favourites thanks to competitive rates and
Upcoming Changes – Can “High Interest” Savings Accounts Still Work for You? Read More »
In this episode of The Trusted Adviser podcast, host Rob Pyne sits down with Rob Jones, Co-Founder of Peloton Partners, to explore how financial advice firms can move beyond static
The FIRE movement: Financial Independence, Retire Early, has captured global attention over the last decade. Originating in the US, FIRE is about saving and investing aggressively so you can step
Financial Independence, Retire Early (FIRE): What It Means for Australians Today Read More »
In this episode of The Trusted Adviser, host Rob Pyne sits down with Ben Calder, Managing Director of Calder Wealth Management, to unpack the recent merger with Coastal Advice Group.
Raising financially capable kids is one of the greatest gifts a parent can give. In a world of tap-and-go payments, Afterpay, and digital wallets, teaching children about money is more
Teaching Kids About Money: A Guide for Australian Families Read More »
The Small Business Growth Grant is designed to help Western Australian small businesses access specialist advice or services that support growth. Whether you’re looking to improve systems and processes, refine your marketing, or strengthen your financial foundations, the grant can make professional expertise more affordable and accessible.
Unlocking Growth with Small Business Grants in WA Read More »
