Strategic Financial Advice in Perth
Whilst we may share similar issues, no one solution is ever the same as we all have different values and priorities and want to achieve a range of different things in life.
As most of us will experience changes to our circumstances and priorities throughout life, there is also no one solution that is likely to remain appropriate throughout our lives.
We provide Strategic Financial Advice to help you determine how to best utilise your available resources to get the most out of life.
Whilst Strategic Financial Advice does help to answer questions such as:
- How can I better manage my savings and spending?
- How can I maximise my investment efforts?
- Am I better salary sacrificing to superannuation or paying down my mortgage?
- Will I have enough to retire comfortably?
- How long will my money last?
it is also about:
- Providing you with insight into what is achievable,
- Empowering you with the knowledge of how to take action towards achieving your goals and objectives, and
- Providing you with the peace of mind that comes from having a plan and knowing you are on track to achieve the things you hope to in life.
We begin by examining your current financial status and helping you set and prioritise your goals. We do this by helping you to identify what is most important to you and what will provide the greatest contribution to your overall happiness and life satisfaction.
Once we understand your goals, the associated timeframe, and assets available, we research and then document our recommendations into your strategic financial plan.
As part of this process, we will discuss risks, trade-offs and course correction where there may be a mismatch between the financial resources you have available and what will be required to meet your desired goals and objectives.
Your plan includes step-by-step actions. We help you implement these actions as well as provide regular reviews to ensure that the strategy remains relevant to your situation.
In a complex regulatory environment where the rules for superannuation, tax, and government benefits are constantly changing, it is important to utilise a professional to help ensure that your financial strategy is on track and stays that way.
We will help you track progress and recalibrate your financial strategy where your goals and or circumstances/constraints change.
Financial Life Planning is a holistic process
that puts your interests first and focuses
on increasing your sense of financial
well-being and life satisfaction.
It sounds like a strange thing to say that your financial adviser would be talking to you about how you feel, about those sorts of emotional choices and decisions about where you’re going to live and how happy you are in the place that you’re living, but they’re equally as interested in talking to us about that as they are about how good our super is going ..…” Fleur and Kym Wilkinson
“When we were separating, splitting assets and all that kind of stuff, Michael was much more than a financial adviser, he was a confidante, a marriage counsellor to a certain degree, but more importantly, a trusted friend.” Craig Buchanan
“If somebody asked me about financial planning and they were considering it, I would without hesitation recommend HPH” Philip and Kate Smith
“I think what great financial advice offers is peace of mind and particularly if you’re the sort of person like me who’d rather be out sailing than in reading about the latest investment strategy, so it’s great to know you’ve got someone who’s across all that stuff and working on your behalf. It takes the worry out of it for you.” Penny Walsh
“I think the last meeting that we had with the guys I actually cried because I was so happy with how everything was going and so appreciative of everything that they had set up for us.” Dr Fleur Davey
“We were initially very cautious, but they were terrific because they listened first and offered suggestions second. They asked lots and lots and lots of questions about our lifestyle and our ambitions for the future and all those sorts of things and then subsequently came back and said here’s a series of suggestions that we think might be of value to you and we appreciated that style.” Shaun and Lina Ridley
“If it wasn’t for HPH, I think I’d still be worried about money” Craig Buchanan