Strategic Financial Advice in Perth
Whilst we may share similar issues, no one solution is ever the same as we all have different values and priorities and want to achieve a range of different things in life. As most of us will experience changes to our circumstances and priorities throughout life, there is also no one solution that is likely to remain appropriate throughout our lives.
We provide Strategic Financial Advice to help you determine how to best utilise your available resources to get the most out of life.
Whilst Strategic Financial Advice does help to answer questions such as:
- How can I better manage my savings and spending?
- How can I maximise my investment efforts?
- Am I better salary sacrificing to superannuation or paying down my mortgage?
- Will I have enough to retire comfortably?
- How long will my money last?
It is also about:
- Providing you with insight into what is achievable,
- Empowering you with the knowledge of how to take action towards achieving your goals and objectives, and
- Providing you with the peace of mind that comes from having a plan and knowing you are on track to achieve the things you hope to in life.
4 STEPS FOR PROVIDING SOUND STRATEGIC FINANCIAL ADVICE
We begin by examining your current financial status and helping you set and prioritise your goals. We do this by helping you to identify what is most important to you and what will provide the greatest contribution to your overall happiness and life satisfaction.
As part of this process, we will discuss risks, trade-offs and course correction where there may be a mismatch between the financial resources you have available and what will be required to meet your desired goals and objectives.
Once we understand your goals, the associated timeframe, and the assets available, we research and then document our recommendations into a strategic financial plan with step-by-step actions that we help you implement.
Regular reviews help us ensure that in a world where the rules for super, tax and government benefits are constantly changing, we're able to track progress and recalibrate your financial strategy when your goals and or circumstances/ constraints change.
Is HPH Solutions the firm to provide you with Strategic Financial Advice?
HPH Financial Planning specialists are accredited and experienced financial planners who work with you to build a holistic plan that addresses all of your needs and wants for the present and the future. We want to help you create a life of fulfilment, and we will work with you to make that life a reality.
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We appreciate the book’s ability to increase the financial literacy of all who read it and relieve people of the pressure of personal debt.
While there are no hard and fast rules, there are some rules of thumb that apply, $150,000 in household income being one.
Emma has more than 20 years’ experience as a financial adviser including 7 years with Plan B Financial Services and 14 years with Macquarie Private Wealth