“On Track” Review
Life is a continuum – an accumulation of experiences that makes us who we are and influences how we view ourselves and the world around us. As we review these experiences, we realise that our lives have been permeated with change. As ironic as it may seem, change is the only constant in our lives. Therefore, how we respond to and initiate change can have everything to do with how well we manage our lives and the successes we experience.
We can’t stop change, but we can often do a better job of anticipating and preparing for it. We all encounter both expected and unexpected changes in every area of life. However, those who are resilient are better able to navigate each change, bounce back from disappointments, and welcome new experiences.
In addition, because nearly all of life’s transitions have a financial tether, it is important to consider how we can increase financial resilience. From a practical standpoint, financial resilience requires a foundation of basic financial knowledge and a strategy for building financial security. From an emotional standpoint, financial resilience requires self-confidence. This is achieved by identifying beliefs and behaviours in regard to money, and by working to understand and overcome underlying issues.
On a personal level, your life satisfaction will increase as you continually seek to respond to change in healthier and more productive ways. As new goals emerge, or new concerns arise, we want to make sure your financial plan is updated to reflect these and any other changes in your life. This is the basis on which we conduct a yearly review of your financial life plan.
Financial Life Planning is a holistic process
that puts your interests first and focuses
on increasing your sense of financial
well-being and life satisfaction.
It sounds like a strange thing to say that your financial adviser would be talking to you about how you feel, about those sorts of emotional choices and decisions about where you’re going to live and how happy you are in the place that you’re living, but they’re equally as interested in talking to us about that as they are about how good our super is going ..…” Fleur and Kym Wilkinson
“When we were separating, splitting assets and all that kind of stuff, Michael was much more than a financial adviser, he was a confidante, a marriage counsellor to a certain degree, but more importantly, a trusted friend.” Craig Buchanan
“If somebody asked me about financial planning and they were considering it, I would without hesitation recommend HPH” Philip and Kate Smith
“I think what great financial advice offers is peace of mind and particularly if you’re the sort of person like me who’d rather be out sailing than in reading about the latest investment strategy, so it’s great to know you’ve got someone who’s across all that stuff and working on your behalf. It takes the worry out of it for you.” Penny Walsh
“I think the last meeting that we had with the guys I actually cried because I was so happy with how everything was going and so appreciative of everything that they had set up for us.” Dr Fleur Davey
“We were initially very cautious, but they were terrific because they listened first and offered suggestions second. They asked lots and lots and lots of questions about our lifestyle and our ambitions for the future and all those sorts of things and then subsequently came back and said here’s a series of suggestions that we think might be of value to you and we appreciated that style.” Shaun and Lina Ridley
“If it wasn’t for HPH, I think I’d still be worried about money” Craig Buchanan