The Power of Markets

This 2-1/2 minute video explains how security prices are set – and change – based on the collective knowledge of buyers and sellers.  Armed with this information, investors can be more confident about the power of the financial markets. video platformvideo managementvideo solutionsvideo player

Great financial planning finally has a value: 23 per cent more in retirement

Financial planners are familiar with alpha and beta as drivers of long-term investment portfolio returns; but now there’s a third letter to add to the lexicon – gamma – and according to Morningstar, it’s the value created that can be directly attributed to sound financial planning. Portfolios optimised using five techniques identified by David Blanchett, Read more…

Sliding Doors: The Financial Sequel

Sound investing for the long term is not just about sticking to your chosen pathway. It also means staying off those investment paths that can derail your journey. In the 1998 British-American romantic comedy ‘Sliding Doors’, the story revolves around two contrasting life outcomes for the central character, played by Gwyneth Paltrow, all stemming from Read more…

Financial Fashion Victim

The global fashion industry is fickle by nature, pushing and then pulling trends to keep hapless consumers forever turning over their wardrobes. Much of the financial services industry works the same way. Fashion designers, manufacturers and media operate by telling consumers what’s in vogue this year, thus artificially creating demand where none previously existed. What Read more…

Future Testing

Much financial news purports to be about the future but is really just an account of the past. As a result, many investors project what has already happened onto an imagined future. There’s another way of framing this problem. It’s understandable that investors, with the help of a necessarily short-term-focused media, will tend to focus Read more…

The Broccoli and Pizza Portfolio

For some of us, it’s hard to give up on the idea that investment should be exciting. Picking stocks can be fun, after all, and there’s nothing like getting your timing right and bragging about it later with friends. For all the accumulated wisdom about asset allocation and understanding risk, and about diversification and discipline, Read more…

Expensive Mistakes – Investment Diversification and Risk

There are two ways of learning. You can be taught how to do something correctly or you can be shown the consequences of doing it wrong. In the world of investment, it’s a lot cheaper to learn from others’ mistakes. A recent edition of a television current affairs program detailed how elderly Australians, many of Read more…

Professional Financial Planning Team Update

Happy New Year Everyone! Now that 2012 has come to a close, we wanted to give you a quick professional update on the HPH team. There were a number of noteworthy achievements in 2012: Rob Pyne was awarded the CERTIFIED FINANCIAL PLANNER® Professional Best Practice Award for Western Australia.  This award recognises the positive contribution Rob Read more…