Financial Planning with a Difference

[Rob]  I started HPH Solutions because I wanted to do financial planning in a different way. I really wanted to better serve the people that were trusting me for their financial advice. [Michael]  Helping people to plan and reach their financial potential so they have more choices and can pursue their dreams, what could be Read more…

How Much Should You Save for Retirement?

INTRODUCTION Most people ask themselves this question at some point in their working life (hopefully, relatively early). With the continued shift toward defined contribution plans, future retirees are being asked to take on more responsibility for their retirement outcomes than in the past. So the question is of vital importance. But do we have a Read more…

The Power of the Market

A lot of people talk about the market, but what does that mean? The financial market is made up of millions of participants, many just like you. Buyers and sellers who voluntarily agree to trade shares of companies all over the world.  Every year, millions of trades take place each day totalling billions of dollars. Read more…

Investing vs Speculating

As an investor, you probably have a lot of questions, like “Will I be ok?” or “Will my money last long enough?”. These are great questions, but there is a simpler way to think about the answers to successful investing. Imagine all investments you can trade publicly could fit in a circle.  Those investments would Read more…